Life Insurance

What if I have health issues that may affect my insurability?


Internet marketers convince a lot of people that Life Insurance is cheaper online!

Those who purvey this myth are peddlers not professional advisors.


Don't believe the hype unless you don't mind not getting what you pay for.  The truth is that the rates do not, and cannot vary from those offered through your local professional advisor.  Wherever you buy, the price you pay includes professional advice.     So, for the same price  from the same companies you'll have personalized professional service (not available on the internet) from Walker Associates, your local professional.

Term Life insurance can remove the financial anxiety that the loss of a breadwinner would pose, or the threat to your ability to pass wealth on to future generations.  And, the cost to insure your family’s security has fallen precipitously over the last decade.  Can you name any other goods or services that have done that?

At Walker Associates we represent many of the nation’s most highly ranked life insurance companies and we do business one on one, face to face.   Please review the sample rates above and give us a call for a professional consultation about your unique and specific needs and a plan that is tailored to meet them.


Dennis W. Walker: 
36 Plains Road ~ P.O. Box 406

Essex, Connecticut 06426 ~ Phone:  860.767.1254 ~  dennisw655@aol.com


Back to Top

 

 

 

 

Life Insurance for People with Health Issues


Not everyone is a tri-athlete.  We all have health histories, and several of our Life Insurance companies

 have experience in adjusting premiums to compensate for additional risk.  Here's our 5-step approach:

1.  Don't assume you won't qualify for Life Insurance.

We have had success in obtaining affordable life insurance coverage for people with histories of:

  • Obesity

  • Diabetes

  • Heart Disorders

  • Stroke

  • Sleep Apnea

  • Hepatitis C

  • Depression

  • Smoking

  • ... and more

2.  Call Walker Associates for a confidential discussion of your needs and  concerns: 

Phone:  860.767.1254 ~  dennisw655@aol.com

3.  We will initiate inquires on your behalf to test the waters on your insurability.
4.  We will determine the probable outcome before you apply for the insurance.
5.  Apply for Life Insurance based on our preliminary assessment.

 


Back to Top

 


Home   l   Life Insurance   l   Retirement Planning   l   Long Term Care Planning   l   Medicare Supplement   l   Health Insurance